I'm embarrassed to post this thread, but that is exceeded only by my anger and I know that there must be some attorneys or aspiring JD's in our community of members who might be able to help.
My mother lives on a fixed income receiving social security benefits which include my deceased father's benefits. Apart from that, she had some money from th sale of her mobile home a few years back, half of which was wisely tied up in low risk money market funds.
One of my siblings, a sister who is fast gaining pariah status in my family, went through a period of unemployment a year ago. Because of insubordination problems, she is serially fired from one job to the next and she almost never qualifies for unemployment.
She turned to my mom and before any of us had realized what was going on, she bled my mom's savings to zero balance in a short 2-3 months. During this time, she refused to take lesser paying jobs until my mom simply had no money left to give her. I and my other sisters were irate because this particular sister has a history of "borrowing" money with no intent to repay. She has a poor credit rating following as many as two cop-out bankruptcies in the last 10 years.
I just found out today my mother is being harassed by collection agencies for a Sallie Mae student loan the same sister convinced her to co-sign on a few months ago, again sans the knowledge of anyone in my family. My mother is 71, has battled multiple sclerosis most of her life, and has experienced one major stroke and 2 TMI's in the last ten years. She receives a heavy medication dosage daily, including Aricept to help her with dementia.
I hope to have my mother excused or removed from liability for the loan based upon her medical history and her existing dementia (senility, not Alzheimers), and the clandestine manner in which my sister obtained her signature. None of us are appointed Power of Attorney for my mom's finances, but that will change following this most recent revelation.
In the meantime, for you legal professionals, what can we do to arbitrate my mother's removal with this loan? First of all, can we? If we present medical historical documentation and doctor's statements, both past and present, will this help the process? This is subject to California state laws, if that helps. Small claims is out of the question, my mother is bound by deep Christian convictions (God bless her!) and strong sense of family that would preclude her from suing her daughter for damages.
My mother lives on a fixed income receiving social security benefits which include my deceased father's benefits. Apart from that, she had some money from th sale of her mobile home a few years back, half of which was wisely tied up in low risk money market funds.
One of my siblings, a sister who is fast gaining pariah status in my family, went through a period of unemployment a year ago. Because of insubordination problems, she is serially fired from one job to the next and she almost never qualifies for unemployment.
She turned to my mom and before any of us had realized what was going on, she bled my mom's savings to zero balance in a short 2-3 months. During this time, she refused to take lesser paying jobs until my mom simply had no money left to give her. I and my other sisters were irate because this particular sister has a history of "borrowing" money with no intent to repay. She has a poor credit rating following as many as two cop-out bankruptcies in the last 10 years.
I just found out today my mother is being harassed by collection agencies for a Sallie Mae student loan the same sister convinced her to co-sign on a few months ago, again sans the knowledge of anyone in my family. My mother is 71, has battled multiple sclerosis most of her life, and has experienced one major stroke and 2 TMI's in the last ten years. She receives a heavy medication dosage daily, including Aricept to help her with dementia.
I hope to have my mother excused or removed from liability for the loan based upon her medical history and her existing dementia (senility, not Alzheimers), and the clandestine manner in which my sister obtained her signature. None of us are appointed Power of Attorney for my mom's finances, but that will change following this most recent revelation.
In the meantime, for you legal professionals, what can we do to arbitrate my mother's removal with this loan? First of all, can we? If we present medical historical documentation and doctor's statements, both past and present, will this help the process? This is subject to California state laws, if that helps. Small claims is out of the question, my mother is bound by deep Christian convictions (God bless her!) and strong sense of family that would preclude her from suing her daughter for damages.
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